Terms of Service

Last updated: July 8, 2026  ·  Effective date: July 1, 2025

Please read these Terms of Service ("Terms") carefully before using BTCMonitors.com ("the Site", "we", "us", "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and BTCMonitors.com. We may update these Terms at any time by posting a revised version on this page. Your continued use of the Site after any changes constitutes acceptance of the new Terms.

2. Description of Service

BTCMonitors.com provides a free, web-based tool for analyzing cryptocurrency market regimes using Hidden Markov Models. The service includes:

The service is provided free of charge and is funded through advertising.

3. No Financial Advice

The content on BTCMonitors.com is for informational and educational purposes only. Nothing on this Site constitutes financial advice, investment advice, trading advice, or any other professional financial guidance.

Cryptocurrency markets are highly volatile and speculative. You may lose all of your invested capital. Past performance and regime patterns do not guarantee future results. You should always:

BTCMonitors.com, its owners, and contributors are not licensed financial advisors, brokers, or registered investment advisors. We expressly disclaim any liability for financial decisions made based on the content of this Site.

4. Accuracy of Data

We strive to provide accurate and timely data, but we make no warranties or representations as to the accuracy, completeness, or timeliness of any information on the Site. Price data is sourced from CoinGecko's public API and is subject to delays, errors, and interruptions beyond our control.

The HMM regime model is a statistical tool and will produce incorrect classifications. Do not rely solely on regime signals for trading or investment decisions.

5. Permitted Use

You may use this Site for personal, non-commercial purposes. You agree not to:

6. API Usage

The BTCMonitors public API is provided as-is for personal and research use. We reserve the right to rate-limit, restrict, or terminate API access at any time and without notice. Do not build production systems that depend on uninterrupted API availability without first contacting us.

7. Intellectual Property

All original content on this Site — including but not limited to the HMM implementation, charts, written content, and design — is the intellectual property of BTCMonitors.com. Price data is sourced from CoinGecko and is subject to their terms. You may reference or quote content from this Site with attribution, but may not republish substantial portions without written permission.

8. Third-Party Content & Links

The Site may contain advertisements served by Google AdSense and links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any third-party sites or advertisements. The appearance of an advertisement does not constitute an endorsement.

9. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, BTCMONITORS.COM AND ITS OWNERS, EMPLOYEES, AND CONTRIBUTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING FINANCIAL LOSSES — ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the appropriate courts.

12. Contact

If you have questions about these Terms, please contact us via our Contact page.